Friday, August 12, 2011

Can I get approved for an FHA Home loan?

Hi. I wanted to know my chances of getting approved for an FHA Loan. I checked my FICO score at myfico.com and it is a 653 (I know...not so great). I was an immature college student and I had a couple of charge offs that were paid off 4-5 years ago. I also have about $30,000 in student loans (Obviously, c ollege screwed me up! =) ). I have rented an apartment for 2 years and have since opened 2 store accounts and I have NEVER been late with either. Another good thing is that I have about $6,000 that I am able to use toward a home and I have been at my job for 4 years. Do I have a chance of getting approved for an FHA loan for about 75K? Or, do I need to wait until those charge offs disappear and try to get a conventional loan? Looking for accurate advice only! Thanks! =)

Does Civil Affairs in the Army get respect and is it interesting work?

I've heard mixed reviews. As far as respect, I heard that while active duty Civil Affairs is under Special Operations, they often get attached to conventional units. I heard that even the Civil Affairs females can get attached to combat arms units as it's usually the infantry units and others who patrol the teams into the villages to do their work. Some infantry guys have told me they didn't care because it's just another mission, others have said they think it's stupid to have to escort CA into town and sit around pulling security for hours. As for the interesting work, some CA people I've talked with have said they hate how much paperwork they have to do plus it's all the same thing essentially going to villages and giving them money to do work or building schools or water sources and that while it can be worthwhile to see the finished project used, it's very boring overall having to meet with them tons to get projects done. Do they do anything else besides that? Any interesting projects like working at negotiating with high level power figures in these countries or is it mainly dealing with the people at a village level?

Do you believe that if we elect Michelle Bachmann we will have more Jobs?

I started to think deeply about this and came to the conclusion that Yes... we will have a great influx of jobs for lobbyist under Bachmann. Let the big corporations back scratching begin. Too bad it will mean the end of the world.

What are some successes and failures of the women's fashion debate in the gilded age?

I have a BIG project (National History Day). It is on the Women's fashion debate in the Gilded age,But every where i look there is nothing i can find. I need to find the successe,failures&consequences of this.

What is the Gilded Age?

I would say the end of the 19th the beginning of the 20th century when a handful of people were extremely wealthy.

Is it dishonourable to give a Chinese or Far Eastern Politician an engraved and ornamented sword?

If so, then would an ornamented and gilded axe be sufficiently less offensive as per culture? The Chinese are an honourable people, and very easily offended. This of course renders my gift very difficult to decide upon, given that it must in some way involve ancient arms or armour without offending the gentleman who owns the company, I must say that I am in fact at a loss with what to present.

Was the Gilded Age really that awesome?

I constantly hear many conservatives and libertarians complain about the progressive era and all its problems. Was the Gilded Age really so awesome that we want to go back to it?